You’re probably like many of our clients who desire to bulletproof their children’s inheritance from creditors and predators. A catastrophic illness can wipe out a child’s inheritance overnight. If your child has or should develop special needs in the future (such as mental or physical disabilities), you MUST plan ahead. One asset protection strategy is to create a Supplemental Needs Trust, sometimes called a Special Needs Trust. This strategy ensures that government benefit eligibility is preserved while at the same time allowing a child’s inheritance to increase their quality of life by meeting their supplemental needs. This strategy can be implemented now or added to your current estate planning documents as a precautionary measure.